Recently, life Life Asset Management Company to obtain the license gave rise to concern. When we look to focus on small and medium sized insurance company asset management license when the gate opening, and their ability to invest what? Life Life 2010 position of the path, and life situation of life products yield, or to some understanding of their ability to invest.
Awkwardness
Shigekura Tianyaogufen, Minsheng Bank, Life Life
2010, has become Tianyaogufen, Minsheng Bank, China Coal Energy three top ten shareholders of circulation of individual stocks. The three stocks of life-life movements that, in addition to the coal energy can not lose, the life of Life For two stocks on the earnings of other terrorist time to be a very accurate point step, or as will be planted a big somersault.
first, Tianyaogufen, life is life in the first quarter of 2010 Jiancang, as when the end of the quarter, holding 205.0355 million shares. Stock in the first quarter trend mainly dominated shocks, the lowest 8.49 yuan / share, the highest price of 10.50 yuan / share, quarter-end closing price of 9.71 yuan / share.
the second quarter, the stock's decline than the broader market to come later. April 29 before the stock from 9.71 yuan / share the line all the way to 11.05 yuan / share rose 13%. But failed contrarian April 29, the stock side down, and soon after the first quarter fell below the lowest, until the end of the second quarter, closing price 6.79 yuan / share.
Life Life
while still chose a position in the second quarter. The trend from the stock point of view, the time period of its profits could only escape is in April, yield, or about 10%, otherwise, to lose, loss, or 500 million yuan.
second one, Minsheng Bank is the life of the third quarter Jiancang life, holding 30,417.2571 shares.
Minsheng Bank
Following the beginning of the third quarter, ex dividend, the diluted share price from 5.32 yuan after / share rose to 5.65 yuan / share, after it all the way down to the end of the quarter of 4.97 yuan / share, as Jiancang a good time The last two trading days on the rise. Fourth quarter, the way the line to the closing price on October 20 5.80 per / unit began after wide shocks. Soon after, a new round of decline following the broader market, fell late in the third quarter of 11 low price, closing price of 5.02 yuan last four seasons / shares, the trend has yet to rebound now.
From this, the Unit for the life of Life, the profitability of operating space is limited, except for very accurate Tazhun point in time, the end of the third quarter position is opened at the beginning of the fourth quarter to flee, the careless, it is very which may be fitted.
China Coal Energy to buy the third quarter of life is the life of another individual stocks, only one can not lose the sale.
the third quarter, the lowest price 8.04 yuan Coal Energy / share, the highest price of 10.37 yuan / share. Fourth quarter, benefiting from skyrocketing coal plate, China Coal Energy was once ascribed to 13.37 yuan / share, while the broader market after the crash, shock environment, also appear to adjust. But at the end of the fourth quarter closing price of 10.86 yuan / share, has not fallen below the third quarter when Jiancang the highest price. Life was finally secure in life, earning a return Dangdang.
product accounts
aggressive investment with the optimal rate of return 4.2%
Awkwardness
addition, we also can account for life-life product returns over the years, especially with aggressive investment accounts, their investment capacity, see some clues.
According to public data
Life Life Life Life Fu Tai winner endowment-type investment-linked insurance progressive I2010 -3.2% annual investment rate of return. 2008, 2009, respectively, -37%, 47%; ahead II2010 4.2% annual investment rate of return, 2008, 2009, respectively, -39%, 57%.
balance I2010 0.2% annual investment rate of return, 2008, 2009, respectively, -37%, 31%; balance II2010 5.8% annual investment rate of return, 2008, 2009, respectively, -31%, 35% .
sound I2010 0.2% annual investment rate of return, 2008, 2009, respectively -5%, 4%; sound II2010 1.5% annual investment rate of return, 2008, 2009, respectively, -4%, 4%.
Life Life
Chile to win the world for life-based stock selection of investment-linked insurance account in 2008,2009 and 2010, respectively, since investment income -54%, 42%, -1.1%, preferably balanced investment income accounts, respectively - 36%, 24%, -7%, and enhance the currency type of investment income were -5%, 6%, 7.0%.
According to the yields were ranked 29, 7, 25. Steady and currency type in the industry ranked lower.
from the settlement rate universal insurance account view, gold slam settlement of life insurance in early 2008 was 4.6% per annum, in November 2008 fell to 4.05%, March 2009 to 3.6% until 2010, 12 rose to 3.70% months.
Wing Yat Group life insurance, endowment insurance to Xin, gold slam endowment insurance settlement in early 2008 to 5.45% per annum, in April fell to 5.35% in June fell to 5.3% in July fell to 5.2 % to 5% in August, fell to 4.8% in October, after all the way down to March 2009 fell to 3.75%, then remained at that value, until December 2010 was promoted to 3.8%.
Gold slam Endowment Insurance (B section), and Chi Xin life insurance settlement in early 2008 to 5.85% per annum, in April fell to 5.75% in June fell to 5.7%, then all the way down. February 2009 gold slam Endowment Insurance (B section) the balance sheet reduced to 4.15% per annum thereafter until June 2010 to 4%, in July fell to 3.85% in October rose to 3.9%. March 2009, Chi Xin life insurance settlement reduced to 3.85% per annum thereafter maintained until December 2010 rose 3.9%.
Products Division, a veteran of the insurance company said its universal insurance settlement rate in late 2007 to mid-2008 at the forefront of the industry, but after 2009 the middle level in the industry.
Overall, the rate of return from a life term life products, is the industry's mid-range level.
industry believes that whether to allow insurance companies to set up asset management companies and investment capacity is strong or not are two different things, not only a strong ability to access investment. In contrast to small insurance companies ranks of asset management companies, insurance companies can achieve a more specialized small and medium investment risk for small and medium enterprises to improve the current investment capacity of great benefit.
2010 年 aggressive investment-linked insurance account for yield ranking
account name companies / product selling price (yuan) yield
2010-12-31 2010-1-4
sharp take account CIGNA & CMC-A mid-investment-linked insurance Hewlett 1.2473 1 24.73%
Taikang Life
aggressive account paragraph B e financial investment-linked insurance 13.2614 10.6697 24.29%
aggressive equity accounts of China Life 1.7894 1.4754 21.28%
about investment-linked account of Creation Xinhua Life Insurance, 9.06053 8.231352 10.07%
Hai Kang Life investment account growth 1.0472 0.9673 8.26%
Cathay Pacific Cathay Pacific Growth Account
Life 1.0317 0.9604 7.42%
Fu Tai
enterprising II winner endowment account type life investment-linked insurance 1.498 1.4373 4.22%
active investors account Haikang Life 1.2298 1.1835 3.91%
Heng An Standard
growth account 1.10482 1.07226 3.04%
Jinsheng Zhuo Yue Jin Sheng Renshou account
3.5187 3.4309 2.56%
2010, during which data are available in 38 aggressive investment-linked insurance account, 17 account for the negative rate of return, in which Italian Life proactive account yields -11.32% bottom.
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