22-year-old girl Xiaoqiu (a pseudonym) in a clothing shop shopping site business, her credit rating is five diamonds. Last August, a Xiaoqiu met online man Xiaoqiu love at first sight for him.
Xiaoqiu the shop account password revealed to the Xieheng Da. This is a devastating blow to her, Xie Hengda with her personal information and online shop credibility, online credit nearly 8 million for their profligacy.
yesterday, Xie Hengda suspected fraud in Hangzhou Binjiang District Court for trial.
prosecutors said, cheating Shop owner 骗贷 personal information online is a new criminal means. Shop personal credit rating high maximum credit available to millions of dollars, once the owner of criminals to steal personal information, it is easy to use.
Male Female treasurer treasurer of love at first sight
Crown stores who can not fight the reputation and sales, I have come to rely on the credibility of down to earth and hard work here, I tried to pay, I would very appreciate ... ...
last August around the same Xiaoqiu met online Xie Hengda starting an online shop. After the incident, described Xie Hengda Xiaoqiu
Xiaoqiu for Xie Hengda love at first sight, the online contact for a while, she felt a bit mean to her Xie Hengda.
Before long, the two men met in Hangzhou, also opened the room.
9:45 yesterday, Xie Hengda bet by the court bailiffs, prosecutors accused Xie Hengda's interpretation was: born in December 1989, high school, Yueyang City people.
nearly 80,000 yuan loans online unaware
last October 29, Xiaoqiu received a text message, online payment accounts to remind her place on a 78,900 yuan transactions. Xiaoqiu glance, that the advertising did not care.
next night, Xiaoqiu online and read the details of income and expenditure account and found a sum of 78,900 yuan lending transactions. At this time, Xiaoqiu side felt wrong, and quickly call the customer service shopping site to consult the other party told her that an online store credit put in a sum of money, the applicant is her own.
Customer service staff told her that the loan has been transferred through the trading out.
Xiaoqiu quickly go online and read their own shop, found that to 78,790 yuan, the two add up to exactly that amount of credit Xiaoqiu shop.
this sale has long been the buyer to confirm receipt, 78,790 dollars has been designated to Xie Hengda this online payment account.
Xiaoqiu loss to chaos, and she quickly hit Xie Daheng phone. Shutdown, Xiaoqiu had called the police.
feelings lie to deceive the first online loan
November 10 last year, Xie Hengda Tongren City in Guizhou Province was arrested in an Internet cafe.
Xie Hengda said Xiaoqiu understanding and after a comprehensive evaluation found high Xiaoqiu shop, with the line of credit loans can be 78,900 yuan.
and Xiaoqiu after meeting in Hangzhou, Xie Hengda Zeng Yi and friends to open the store name to borrow money to Xiaoqiu. Xiaoqiu Ins and Outs of his 10,700 yuan by.
to October 29 last year, Xie Hengda online contact Xiaoqiu, offered to pay back the money, saying the money directly to the online payment charge to her account.
Then, he more than 1 million single recharge, you need each other's identity card number, in other computers need to install the digital certificate authentication code to each phone installed successfully on the grounds, the identity Xiaoqiu Piandao Shou phone number and verification code.
In fact, this time landing Xiaoqiu Xie Hengda synchronous online shop, is to apply for online loans in her name, ID number and phone validation code, and some personal information stolen by him.
online success, Xie Hengda cash to the mother, two million, in Yueyang bought myself a price of 5900 yuan of iphone4 mobile phones, after which went to Guizhou Tongren. To be arrested, his possession of money is only 3,400 yuan, 39,000 yuan left in Cary.
online credit loopholes
Vulnerability is also one of the reasons lending.
Lee is a network of operating companies control the credit risk of the financial department staff, he said, high credit line credit for the seller, application, online identification system through the automatic identification, or a cooperative bank from the shopping site the loan to the applicant's online account, the applicant can go to their bank account from which cash withdrawal.
, the internet has introduced an online business loans, the maximum amount of 100 million individuals.
Lee I do not recognize the online identification system to identify, because personal information online, as long as the personal information found, the system automatically identified. Lending is the need to examine identity, because the seller in the open shop when I filled in the information, so the loans online is automatic review, if you check the correct identity, the system identified. In addition, the online shopping did not make the amount of postage required, can be freely modified by the seller.
This means that if a high credit rating shop operators disclosure of personal data, it may allow criminals from taking advantage.
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